You can issue (start) a claim for money securely. Whether or not you are using the online filing service, all money claims will be issued out of the Northampton County Court and will be automatically allocated from there to the appropriate county court. Other county court claims must continue to be made in the appropriate county court. For a list of courts please see the .
Although the procedures and forms are the same, you will need to consider whether you want to issue your claim in the High Court (the High Court means either a District Registry attached to a county court or the Royal Courts of Justice in London). Most 'litigants' (people involved in court actions) acting for themselves will choose to issue in a county court as it is a cheaper process.
There are restrictions on claims which may be issued in the High Court. You may only issue in the High Court if one or more of the following apply:
Remember: If you have delayed issuing proceedings for any reason, you may wish to seek legal advice before issuing your claim.
Depending on the type of claim you wish to make, you will need to complete a specific form.
To start any claim, you must complete a Form N1 (claim form). You can also get a claim form free from any county court. If you decide to start your claim online you should log on to.
Although you can start a claim in any county court, it may be transferred to another court if it is disputed (defended). Transfer will take place if:
You will need Form N1. With it you should also be given notes for guidance for yourself (the claimant) on how to complete the form, and notes for guidance for the defendant (the person, firm or company against whom the claim is being made). Once you have filled in the Form N1, you should photocopy it and the defendant's notes for guidance so that you have:
If you are issuing your claim in the county court, the claimant's notes for guidance will help you to fill in the form. Each heading in the form has separate notes relating to it, for example, 'claimant', 'defendant', 'details of claim', 'value', and so on. It is important that you read these notes carefully before you start to fill in the claim form. Court staff can help you fill in the form but cannot advise you.
You can claim interest on the money the defendant owes you. If you want to claim interest, you must include it in your particulars of claim.
'The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year, from [date when the money became owed to you] to [the date you are issuing the claim] of £ [put in the amount] and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of [enter the daily rate of interest].
To work out the amount of interest you are owed up to the date you start the claim, you first need to work out the daily rate of interest. Using a calculator do the following:
0.00022 x the amount of your claim.
This gives you the daily rate of interest.
You then need to work out the amount of interest you are owed up to the date you issue your claim. Count how many days have passed since the money became owed to you and multiply that number by the daily rate of interest.
For example, if you are owed £1,000, the rate of interest would be as follows:
0.00022 x 1,000 = 0.22
So, the daily rate of interest is 22p.
If the debt became owed to you on 7 March and you are filling in the claim form on 26 April, 50 days have passed.
So, 50 x 0.22 = 11.
You can add £11 to the amount you are claiming.
The total figure for interest and the amount you are claiming must be entered in the amount claimed box in the bottom right-hand corner of the claim form. The fee you will have to pay to issue your claim will be based on this figure. Please note the rate of interest depends on the type of claim that you wish to make.
The fee you will have to pay to the court will depend on the amount you are claiming. In certain circumstances, you may not have to pay the fee. See the information onwhich will tell you about fees and whether or not you can claim remission or exemption. Staff at any county court will also be able to give you these details.
If you are paying part or all of the fee, you may pay in cash, by postal order or cheque payable to HMCTS. For your own safety, do not send cash through the post. Credit and debit cards can only be accepted by Money Claim Online. If you use Money Claim Online, the court fee will be calculated automatically for you.
Whether your claim has been issued online or through the county court, a copy of the claim form and a 'response pack' will be posted to the defendant. The response pack contains the forms which the defendant can use to reply to your claim. These are:
If the defendant's copy of your claim form and the response pack are returned to the court the court will send you Form N216 (notice of returned document). The claim form will nevertheless be treated as having been served if the address of the defendant given on the claim form is the correct address as required by the court rules (). That might be, for example, the usual or last known residence of the defendant.
The defendant can: